Complete of banking terms abbreviation : ABCI - Association of Business Communicators of India ABCP - Asset Backed Commercial Paper ACU - Asian Clearing Union ADB - Asian Development Bank ADF - Augmented Dicky Fuller ADR - Asset Development Reserve ADRs - American Depository Receipts ADs - Authorised Dealers AERA - Airport Economic Regulatory Act AFI - Annual Financial Inspection AIFI - All India Financial Institution AIMSCS - Advanced Institute of Mathematics, Statistics and Computer Science ALM - Asset Liability Management AMA - Advanced Measurement Approach AMFI - Association of Mutual Funds in India AML - Anti-Money Laundering AMU - Asian Monetary Unit ANBC - Adjusted Net Bank Credit APS - Annual Policy Statement AS - Accounting Standard ATM - Automated Teller Machine BAFT - Bankers’ Association for Finance & Trade BC - Business Correspondent BCBS - Basel Committee on Banking Supervision BCP - Business Continuity Planning BCSBI - Banking Codes and Standards Board of India BE - Budget Estimates BF - Business Facilitator BFS - Board for Financial Supervision BFSI - Banking Financial Services and Insurance BIS - Bank for International Settlements BMP - Basic Management Programme BoP - Balance of Payments BPLR - Benchmark Prime Lending Rate BPSS - Board for Regulation and Supervision of Payment and Settlement Systems BRBNMPL - Bharatiya Reserve Bank Note Mudran Private Limited BSA - Bilateral Swap Arrangements BSE - Bombay Stock Exchange, Mumbai BSR - Basic Statistical Returns BTC - Bankers’ Training College CA - Concurrent Audit CAB - College of Agricultural Banking CACP - Commission for Agricultural Costs and Prices CAD - Current Account Deficit CAMELS - Capital Adquacy, Asset Quality, Management, Earnings, Liquidity, Systems and Control CAS - Central Account Section CBDT - Central Board of Direct Taxes CBLO - Collateralised Borrowing and Lending Obligation CBS - Consolidated Banking Statistics CBS - Core Banking Solutions CC - Cubic Capacity CCB - Central Co-operative Bank CCC - Central Complaints Committee CCIL - Clearing Corporation of India Limited CCR - Counterfeit Currency Report CCRS - Currency Chest Reporting System CD - Certificate of Deposit C-D - Currency-Deposit CDBMS - Centralised Data Base Management System CDOs - Collateralised Debt Obligations CDR - Corporate Debt Restructuring LIST OF ABBREVIATIONS xvi CDS - Credit Default Swap CENVAT - Central Value Added Tax CFMS - Centralised Funds Management System CFSA - Committee on Financial Sector Assessment CFT - Combating Financing of Terrorism CGFTMSE - Credit Guarantee Fund Trust for Micro and Small Enterprises CGRA - Currency & Gold Revaluation Account CIC - Central Information Commission CICs - Credit Information Companies CIS - Commonwealth of Independent States CMCPS - Compulsorily and Mandatorily Convertible Preference Shares CMIS - Currency Management Information System CoBoSAC - Corporate Bonds and Securitisation Advisory Committee CODs - Central Office Departments CoR - Certificate of Registration CP - Commercial Paper CPADS - Centralised Public Accounts Department System CPC - Cheque Processing Centre CPDO - Centralised Public Debt Office CPFF - Commercial Paper Funding Facility CPI - Consumer Price Index CPI-AL - Consumer Price Index- Agricultural Labourers CPI-RL - Consumer Price Index- Rural Labourers CPI-IW - Consumer Price Index for Industrial Workers CPIO - Central Public Information Officer CPIs - Consumer Price Indices CPMG - Corporate Performance Monitoring Group CPPC - Central Pension Payment Cell CPSEs - Central Public Sector Enterprises CR - Contingency Reserve CRAR - Capital to Risk-Weighted Assets Ratio CRCS - Central Registar of Co-operative Societies CRR - Cash Reserve Ratio CSAA - Control Self Assessment Audit CSD - Customer Services Department CSF - Consolidated Sinking Fund CSGL - Constituant Subsidiary General Ledger CSO - Central Statistical Organisation CTR - Cash Transaction Receipt CTS - Cheque Truncation System CTS - Complaint Tracking System CVD - Countervailing Duty CVPS - Currency Verification and Processing System CWC - Central Water Commission DAD - Deposit Accounts Department DAP - District Agricultural Plan DAPM - Department of Administration and Personnel Management DBOD - Department of Banking Operations and Development DBS - Department of Banking Supervision DCC - District Consultative Committee DCCB - District Central Cooperative Bank DCM - Department of Currency Management DEAP - Department of Economic Analysis and Policy DEBC - Department of Expenditure and Budgetary Control DEIO - Department of External Investments and Operations DEPB - Duty Entitlement Pass Book DGBA - Department of Government and Bank Accounts LIST OF ABBREVIATIONS xvii DGCI & S - Directorate General of Commercial Intelligence and Statistics DIC - District Industries Centre DICGC - Deposit Insurance and Credit Guarantee Corporation DIP - Disclosure and Investor Protection DIT - Department of Information Technology DMIS - Document Management Information System DNBS - Department of Non-Banking Supervision DOC - Department of Communication DoT - Department of Telecommunication DRG - Development Research Group DRI - Differential Rate of Interest DRT - Debt Recovery Tribunal DS - Difference Stationary DSB - Designated Settlement Banks DSIM - Department of Statistics and Information Management DvP - Delivery versus Payment EACB - European Association of Co-operative Banks EBT - Electronic Benefit Transfer ECB - European Central Bank ECBs - External Commercial Borrowings ECGC - Export Credit Guarantee Corporation ECR - Export Credit Refinance ECS - Electronic Clearing Services EEA - Exchange Equalisation Account EEFC - Exchange Earners’ Foreign Currency EFT - Electronic Funds Transfer EMEs - Emerging Market Economies EOU - Export Oriented Unit EPCG - Export Promotion Capital Goods ESOS - Employees Stock Option Scheme EU - European Union EXIM Bank - Export Import Bank FAO - Food & Agriculture Organisation FAQs - Frequently Asked Questions FATF - Financial Action Task Force FBT - Fringe Benefit Tax FC - Financial Conglomerate FCAs - Foreign Currency Assets FCCB - Foreign Currency Convertible Bond FCI - Food Corporation of India FCNR(B) - Foreign Currency Non-Resident (Banks) FDI - Foreign Direct Investment FED - Foreign Exchange Department FEDAI - Foreign Exchange Dealers’ Association of India FI - Financial Institutions FIEO - Federation of Indian Export Organisation FIIs - Foreign Institutional Investors FIPB - Foreign Investment Promotion Board FITL - Funded Interest Term Loan FIU-IND - Financial Intelligence Unit-India FLCCs - Financial Literacy and Credit Counseling Centres FMCG - Fast Moving Consumer Goods FMD - Financial Markets Department FOF - Flow of Funds FPS - Focus Product Scheme FRBM - Fiscal Responsibility and Budget Management FRBs - Floating Rate Bonds FRL - Full Reservoir Level FRLs - Fiscal Responsibility Legislations FSB - Financial Stability Board FSF - Financial Stability Forum LIST OF ABBREVIATIONS xviii FST - Financial Sector Technology FVCIs - Foreign Venture Capital Investors GCC - Gulf Cooperation Council GCCs - General-purpose Credit Cards GDP - Gross Domestic Product GDRs - Global Depository Receipts GFCE - Government Financial Consumption Expenditure GFD - Gross Fiscal Deficit GFSR - Global Financial Stability Report GIPSA - General Insurer’s (Public Sector) Association of India GoI - Government of India GRF - Guarantee Redemption Fund GSDP - Gross State Domestic Product GST - Goods and Services Tax HFCs - Housing Finance Companies HLAC - High Level Advisory Committee HLCCFM - High Level Coordination Committee on Financial Markets HLG - High Level Group HR - Human Resources HRDD - Human Resources Development Department HRMS - Human Resources Management System HSUI - Housing Start Up Index HTM - Held-to-Maturity IAS - Integrated Accounting Systems IASC - Inspection and Audit Sub-Committee IBA - Indian Banks’ Association ICAC - International Cotton Advisory Committee ICAI - Institute of Chartered Accountants of India ICAR - Indian Council for Agricultural Research ICCOMS - Integrated Computerised Currency Operations and Management System ICT - Information and Communication Technology IDMD - Internal Debt Management Department IDR - Indian Depository Receipt IDRBT - Institute for Development & Research in Banking Technology IEM - Industrial Entrepreneurs Memoranda IES - Integrated Establishment System IGIDR - Indira Gandhi Institute of Development Research IIA - Institute of Internal Auditors IIBM - Indian Institute of Bank Management IIFCL - India Infrastructure Finance Company Limited IIFT - Indian Institute of Foreign Trade IIP - Index of Industrial Production ILO - International Labour Organisation IMA - Internal Models Approach IMD - India Millennium Deposits IMD - India Meteorological Department IMF - International Monetary Fund IMFC - International Monetary and Financial Committee IODP - Integrated Officers Development Programmes IPAs - Issuing and Paying Agents IPCC - Inter-Govermental Panel on Climate Change IPCs - Irrevocable Payment Commitments IPDIs - Innovative Perpetual Debt Instruments IPOs - Initial Public Offerings IP-RR - Interest Payment - Revenue Receipt IRB - Internal Ratings-Based IRDA - Insurance Regulatory and Development Authority LIST OF ABBREVIATIONS xix IRFs - Interest Rate Futures ISA - Information Systems Audit ISACA - Information Systems Audit and Control Assessment ISMS - Information Security Management System ISO - International Organisation for Standardisation IT - Information Technology IT-BPO - Information Technology - Business Process Outsourcing ITEs - Intra-Group Transactions and Exposures IWMP - Integrated Watershed Management Programme JLG - Joint Liability Group JNNURM - Jawaharlal Nehru National Urban Renewal Mission KCCs - Kisan Credit Cards KVIBs - Khadi and Village Industries Boards KVIC - Khadi and Village Industries Commission KYC - Know Your Customer LAF - Liquidity Adjustment Facility LB - Lowest daily outstanding Balance LCD - Liquid Crystal Display LIBOR - London Inter-Bank Offer Rate LOI - Letter of Intent LPA - Long Period Average MASI - Management Audit Systems Inspection MAT - Minimum Alternate Tax MCA - Ministry of Corporate Affairs MBS - Mortgage Backed Securities MF - Mutual Funds MFDEF - Micro Finance Development and Equity Fund MFDF - Micro Finance Development Fund MFI - Micro Finance Institution MICR - Magnetic Ink Character Recognition MMA - Macro Management of Agriculture MMBCS - Magnetic Media Based Clearing System MMMFs - Money Market Mutual Funds MMS - Multi Modal Settlements MODVAT - Modified Value Added Tax MoU - Memorandum of Understanding MPD - Monetary Policy Department MPI - Macro-Prudential Indicators MPLS - Multi Protocol Label Switching MSE-CDP - Micro and Small Enterprises Cluster Development Programme MSEs - Micro and Small Enterprises MSMEs - Micro, Small and Medium Enterprises MSOE - Minimum Standards of Operational Efficiency MSP - Minimum Support Price MSS - Market Stabilisation Scheme MTM - Mark-to-Market NAB - New Arrangement to Borrow NABARD - National Bank for Agriculture and Rural Development NASSCOM - National Association of Software and Services Companies NAV - Net Asset Value NBFCs - Non-Banking Financial Companies NBFC-D - Deposit taking NBFC NBFC-ND - Non-deposit taking NBFC NBFC-ND-SI - Systemically Important Non-deposit taking NBFC NCR - National Capital Region NBO - National Building Organisation NDA - Net Domestic Asset NDS - Negotiated Dealing Systems NDS - OM - Negotiated Dealing System - Order Matching NDTL - Net Demand and Time Liability LIST OF ABBREVIATIONS xx NECS - National Electronic Clearing System NEFT - National Electronic Funds Transfer NFS - National Financial Switch NFA - Net Foreign Assets NFSM - National Food Security Mission NGO - Non-Government Organisation NHB - National Housing Bank NIBM - National Institute of Bank Management NIC - National Informatics Centre NIF - National Investment Fund NIMSME - National Institute for Micro, Small and Medium Enterprises NIPFP - National Institute of Public Finance and Policy NOC - No Objection Certificate NOF - Net Owned Funds NPAs - Non-Performing Assets NPCI - National Payments Corporation of India NPS - New Pension Scheme NRAA - National Rain Fed Area Authority NREGS - National Rural Employment Guarantee Scheme NR(E)RA - Non-Resident (External) Rupee Account NRI - Non-Resident Indian NRRDA - National Rural Road Development Agency NSE - National Stock Exchange NSM - Note Sorting Machine NSSF - National Small Saving Fund NSSO - National Sample Survey Organisation OBCs - Other Backward Classs OBE - Off- Balance Sheet Exposures OD - Overdraft OECD - Organisation for Economic Co-operation and Development ODI - Offshore Derivative Instruments OLTAS - Online Tax Accounting System OMO - Open Market Operation OMS - Open Market Sales OPEC - Organisation for Petroleum Exporting Countries ORFS - Online Returns Filing System OSMOS - Off-Site Monitoring and Surveillance OTC - Over-the-Counter OTS - One-Time Settlement PACS - Primary Agricultural Credit Socity PAD - Public Accounts Department PAN - Permanent Account Number PCA - Prompt Corrective Action PCPS - Perpetual Cumulative Preference Shares PDs - Primary Dealers PDI - Perpetual Debt Instruments PDO - Public Debt Office PDO-NDS - Public Debt Office - Negotiated Dealing System PDS - Public Distribution System PE - Private Equity PFCE - Private Final Consumption Expenditure PFRDA - Pension Fund Regulatory and Development Authority PGPBF - Post Graduate Programme in Banking & Finance PIT - Personal Income Tax PMEGP - Prime Minister Employment Generation Programme PMLA - Prevention of Money Laundering Act PMRY - Prime Minister’s Rojgar Yojana PNCPs - Perpetual Non-Cumulative Preference Shares POL - Petroleum, Oil and Lubricants PPP - Public Private Partnership PSBs - Public Sector Banks LIST OF ABBREVIATIONS xxi PSS Act - Payment & Settlement Systems Act PSUs - Public Sector Undertakings QCBS - Quality and Cost Based Selection QIB - Qualified Institutional Buyer QIP - Qualified Institutional Placement QMS - Quality Management System R&D - Research & Development RBIA - Risk Based Internal Audit RBSC - Reserve Bank Staff College RCs - Reconstruction Companies RCC - Regional Complaints Committee RCS - Registar of Co-operative Societies RE - Revised Estimates REER - Real Effective Exchange Rate REGP - Rural Employment Generation Programme RIDF - Rural Infrastructure Development Fund RKVY - Rashtriya Krishi Vikas Yojana RNCPS - Redeemable Non-Cumulative Preference Shares RoA - Return on Assets ROE - Return on Equity ROSC - Report on Observance of Standards and Codes RPCD - Rural Planning and Credit Department RRBs - Regional Rural Banks RTGS - Real Time Gross Settlement RTI - Right to Information RTP - Reserve Tranche Position SAARC - South Asian Association for Regional Co-operation SACPs - Special Agricultural Credit Plans SAD - Single Administrative Document SDDS - Special Data Dissemination Standards SAMIS - Service Area Monitoring and Information System SAP - State Agricultural Plan SARFAESI - Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest SBI - State Bank of India SC - Scheduled Caste SCs - Securitisation Companies SCB - Scheduled Commercial Bank SDLs - State Development Loans SDR - Special Drawing Rights SEBI - Securities and Exchange Board of India SEZs - Special Economic Zones SFCs - State Finance Corporations SFMS - Structured Financial Messaging System SFURTI - Scheme for Fund for Regeneration of Traditional Industries SGL - Subsidiary General Ledger SHGs - Self-Help Groups SIDBI - Small Industries Development Bank of India SIFI - Systemically Important Financial Intermediaries SIPS - Systemically Important Payment System SITP - Scheme for Integrated Textile Parks SIVs - Structured Investment Vehicles SLAF - Second Liquidity Adjustment Facility SLA(IC) - Sundry Liabilities Account (Interest Capitalisation) SLB - Securities Lending and Borrowing SLBC - State Level Bankers’ Committee SLR - Statutory Liquidity Ratio SMEs - Small and Medium Enterprises SMO - Special Market Operations SPMCIL - Security Printing and Minting Corporation of India Ltd. SPV - Special Purpose Vehicle LIST OF ABBREVIATIONS xxii SREP - Supervisory Review and Evaluation Process SRMS - Self Employment Scheme for Rehabilitation of Manual Scavangers SSS - Securities Settlement System ST - Scheduled Tribe StCB - State Co-operative Bank STCRC - Short-Term Co-operative Rural Credit STOs - State Treasury Offices STR - Suspicious Transaction Report STRIPS - Separate Trading for Registered Interest and Principal of Securities TAC - Technical Advisory Committee TAFCUBs - Task Force for Urban Co-operative Banks TAG - Technical Advisory Group TALF - Term Asset-Backed Securities Loan Facility TFC - Twelfth Finance Commission TFCI - Tourism Finance Corporation of India TFP - Total Factor Productivity TFTS - Trade for Trade Settlement TIN - Tax Information Network TMSM - Training Methods and Skills for Managers TMT - Thermo Mechanically Treated ToRs - Terms of References TS - Trend Stationary TUFS - Technology Upgraded Fund Scheme UBD - Urban Banks Department UCBs - Urban Cooperative Banks UCNs - Uniform Code Numbers UNDP - United Nations Developement Programme UNICO - Umbrella Organisation for Large Cooperative Banks in Europe UNDP - United Nations Development Programme UNIDO - United Nations Industrial Development Organisation UNME - Urban Non-Manual Employees UTs - Union Territories VAR - Vector Autoregression VaR - Value at Risk VKGUY - Vishesh Krishi Gram Udyog Yojana VPN - Virtual Private Network WADR - Weighted Average Discount Rate WEO - World Economic Outlook WMA - Ways and Means Advances WPI - Wholesale Price Index WSS - Weekly Statistical Supplement WTO - World Trade Organisation XBRL - eXtensible Business Reporting Language XML - Extensible Markup Language Y-o-Y - Year-on-Year ZTC - Zonal Training Centre
Posted on: Sun, 21 Dec 2014 16:25:06 +0000
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