DID YOU KNOW . . . . that not all drivers are insured? What happens when the other driver is not insured? As many as one third of all drivers on the road are not insured. To protect yourself and your passengers from an uninsured driver, you can buy uninsured and underinsured coverage. The amount of coverage is up to you when you buy your policy. You can always up the limits later, but it will not apply to an accident that occurs before you increase the coverage. This coverage is usually called uninsured/underinsured motorist coverage and you pay for it each time you send your premium to the insurance company. Your insurance agent can help you here. Your insurance company, on an uninsured motorist claim, must pay you for your pain and suffering, future medical costs, lost wages, and impaired earnings if they apply to you. If you are making this type of claim, you will be treated as a “claimant.” To the insurance company that is the definition of a person making a claim against them. Even though this type of claim is being made to your own insurance company, you will probably be made to feel like you are asking for too much money. Please remember, in this type of claim, your own insurance company will attempt to settle your claim as low as possible. It is in their best financial interest to pay you as little as they can. You need an attorney more now than ever before, you just don’t realize it. Many of my clients have consulted me as a result of rude and degrading treatment by their own insurance companies in uninsured and underinsured claims.
Posted on: Fri, 03 Oct 2014 20:19:06 +0000
Trending Topics
Recently Viewed Topics
© 2015