Simple step but yet many people dont apply: 5-7% allocation from - TopicsExpress

Simple step but yet many people dont apply: 5-7% allocation from salary for protection, min 10% of your income for normal savings, maximum 40% for loan commitment.....prepare budget before commit in taking another loans..... From survey: 0% none allocation for protection 10% normal savings 50% loans including personal n asb loans up to max rm200K.... In emergency situation, ull withdraw all your savings and have to repay the debts ...no income replacement..no protection to back u up for medical, for paying the loans shud u suffer from prolong illness or total permanent disability...think abt it...be wisely in managing your income..wealth protectn is important...

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