The federal government has set minimum MLR rules, and some states - TopicsExpress

The federal government has set minimum MLR rules, and some states have their own MLR rules, as well. In 2012, many health insurance subscribers found small checks in their mailboxes for premium rebates. However, in 2013, MLR rebate checks were much rarer, and they seem to have disappeared altogether from the landscape this year. What’s happened since 2012? Some experts say that health insurance carriers have become savvier about how to portray their earnings.

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