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You probably have heard about your credit history repeatedly, but
You probably have heard about your credit history repeatedly, but you may not know what it is and how it works. A credit history keeps a record of all...
FICO is actually the name of a company (it’s an abbreviation;
FICO is actually the name of a company (it’s an abbreviation; the company was formerly known as the Fair, Isaac Corporation, founded by an engineer,...
When you apply for a credit card, your application goes through
When you apply for a credit card, your application goes through underwriting, the process that decides whether you will be approved for new credit. Co...
Understanding the credit score ranges for the various reporting
Understanding the credit score ranges for the various reporting agencies is an excellent idea. Keep in mind, a higher score is going to be better for ...
Top Credit Card DOs & DONTs: DO consider starting out with a
Top Credit Card DOs & DONTs: DO consider starting out with a secured card. This offers an excellent choice if you are working to rebuilt credit or if...
Healthier Credit Tip #2 – Understand that Time is
Healthier Credit Tip #2 – Understand that Time is Important Time is so important when you are working to improve your credit. While you may work ha...
Excellent Credit Habit #5 – Keeping Multiple Credit Cards and
Excellent Credit Habit #5 – Keeping Multiple Credit Cards and Paying Them Off Credit cards allow consumers to easily build up their credit. To buil...
Credit Myth #2 – Co-signers Have No Responsibility Before you
Credit Myth #2 – Co-signers Have No Responsibility Before you co-sign for a loan, think twice about this myth. Anytime you co-sign on an account or...
Credit Myth #4 – Gain 50 Points on Your Credit Score By Paying
Credit Myth #4 – Gain 50 Points on Your Credit Score By Paying Off a Debt When you pay off a debt, it can help your credit score. However, it is di...
Healthier Credit Tip #3 – Pay Bills on Time One of the top tips
Healthier Credit Tip #3 – Pay Bills on Time One of the top tips for better credit health is to pay bills on time. Making a single late payment can ...

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