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Posts by Josh Smith Insurance Services



1. Liability Coverage (Basic liability coverage meets the
1. Liability Coverage (Basic liability coverage meets the state’s financial responsibility requirement.) What it pays: The following expenses, up to...
Actual Cash Value The replacement cost of property damaged or
Actual Cash Value The replacement cost of property damaged or destroyed at the time of loss, with deduction for depreciation. Actual cash value canno...
As the Insurance Market hardens & premiums rise...a Direct
As the Insurance Market hardens & premiums rise...a Direct Appointment of ours has some good news... "Changes Coming for the Foremost® Auto Program ...

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