Keep a note of this infor on Short Term benefit Advances, - TopicsExpress



          

Keep a note of this infor on Short Term benefit Advances, replacing the old crisis loans: Margaret Oliver Information about Short Term Benefit Advances from the PCS union website. If you have failed your ESA medical, appeal and if you are financial hardship whilst waiting for DWP to process your appeal rate ESA apply for STBA The abolition of Social Fund Crisis Loans from 1 April 2013 means that Crisis Loan alignment payments will also end. Claimants making a new claim to benefit, and who cannot manage until their first payday will, from April onwards, have to apply for a Short Term Benefit Advance (STBA) instead. Conditions DWP does not intend to advertise the availability of STBAs to the public. They will be only offered to a claimant if they indicate to the member of staff taking their claim that they cannot manage financially. The availability of a STBA will not be immediately obvious to those claiming on line. STBAs are subject to three criteria: There is an underlying benefit entitlement or reasonable expectation that there is entitlement to benefit; The claimant can afford to repay – other debt and loan repayments will be taken into account; There is financial need – there is serious risk to the health and safety of a family member. Decisions on STBAs will not be subject to review or appeal. Those who do not qualify will be ‘sign-posted’ by staff to their Local Authority’s Local Welfare Provision. The nature of this provision will vary from local authority to local authority and in many cases may not be in the form of a cash payment.
Posted on: Mon, 12 Aug 2013 17:50:12 +0000

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