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ASK A LAWYER: Q: The insurance company has cited
ASK A LAWYER: Q: The insurance company has cited “insufficient medical evidence” as the reason for denying my LTD claim. I have post-traumatic st...

ASK A LAWYER: A: Can someone come in the room with me during an
ASK A LAWYER: A: Can someone come in the room with me during an IME (independent medical examination)? Q: You can request this but many assessors wi...

ASK A LAWYER: Q: Can I apply for short-term or long-term
ASK A LAWYER: Q: Can I apply for short-term or long-term disability insurance benefits if I have a pending WSIB claim? A: You can and should put in ...

ASK A LAWYER: Q: I have been diagnosed with PTSD caused by a
ASK A LAWYER: Q: I have been diagnosed with PTSD caused by a physically abusive past relationship. The flashbacks have made it impossible for me to ...

ASK A LAWYER: Q: When should a waiver of premium form be
ASK A LAWYER: Q: When should a waiver of premium form be submitted to the insurance company? A: If your Group Benefits plan includes Life Insurance,...

ASK LAWYER: Q: My employer is self-insured and has terminated
ASK LAWYER: Q: My employer is self-insured and has terminated my long-term disability benefits, even though my doctor says I am still sick. Can you h...

ASK A LAWYER: Q: Do workplace injuries qualify as eligible
ASK A LAWYER: Q: Do workplace injuries qualify as eligible disabilities under most long-term disability plans? A: Workplace injuries would qualify ...