A message from Deder Barnes Dear Respected Colleagues and Associates, 1995 Fone Pay was born. 1998 I suffered a loss where I had a daughter die from sudden infant death syndrome. I was very moved by the amount of people who helped me through that process. In 2000 my twin daughters had survived their birth and I believed someday I would give something back to the world, a legacy. I thought Fone Pay could be the answer. Working with people, their dreams, needs and credit; I believe I found a fit. Having experience and success working with the Chartermatrix companies, I found bringing a web-based ( and cell phone ) system to the people, would be a way to invite people to try and get their needs met. Committed to helping people is simple. Most great and successful ideas are simple. I have found a way where people can apply for financial aid from donations while having access to new technology. Truly a loyalty reward system where they can save their money, time and resources. Can you imagine a way where people can get financial aid to pay their bills while trying a new to them technology? They can find it here, now. Already, telecommunication companies are offering an alternative to credit card purchases. IN early 1995 I had an idea of automation of revenue, and Fone Pay, Inc. was born 3-19-1996. Paying bills by telephone and the internet wasnt far-fetched, it was simple. Banks had a similar idea too. Companies and the individual customer could do this simply by a pre-authorization method and a third party completed the transaction, safely and securely. TODAY is simple too. I invite you to join our movement and be a part of the future way people purchase their necessities and more. The time to get involved is now. Respectively, Deder Barnes IDENTIFICATION * FonePay, Inc. and Fonepays tm have a history of more than 350 users who have paid for goods / services ( or have traded for goods / services) using their cell phones. * Online or web assisted servicing of accounts integrated with cell phone activity; we have history and ability. Legally a payment service provider (PSP). * Proven history of name and ability to perform at wide variety of uses. Partnered with the ability to have GPS technology. Processors both bank and telecommunications, ease of use makes our system simple, safe, secure and trusted. Loyalty rewards member. Organizations / NonProfit donators. Fone Pay Free (FPF) Non Profit Imagine a website where people could log on to try and get free money to pay their verifiable bills. They build a profile where they apply for $500 to pay their bills or where they need help. We all know someone who is dear to our hearts who deserves and needs it... this website will help people receive a blessing. The someone may not need to have an existing account. You can imagine people making a functional use of a profile. . . Donators can check to see availability and credentials at a glance. Trust building and approaching soon to be college students by offering the free money for college grants and scholarships meta tags will help get traffic to site and visibility provides parents additional $500.00 donation to their attending college child. Building a framework/ search engine optimization is cost effective and simple. Build it and they will come philosophy. Grass roots campaigns availability for various social networks will drive traffic to sites. Partner with schools, colleges, civic and private groups for students and parents use of the technology. Send and receive money via apply for grants, scholarships, student bills paid by FPF. Friends and family networks built by word of mouth in each community via donations. Loyalty Reward Program strong value. 1Million subscribers in 12 months Fone Pay 1% of the amount sent… or 10 cents for less than Ten dollars. Google, Apple and Widows based mobile usage or cell web usage are primary examples of the abilities to communicate with anyones cell phone and therefore, transact cell phone banking with any bank of their choice. It only takes seconds to download an iphone app from the iphone Apple store. A Fone Pay(s) App license already exists. There are discussions for licensing agreements for FonePay (s) to many or few processors of mobile commerce… from POS or Point of Purchase payment systems including a machine or small, live interactive payment device… ( this of course interacts with able cell phones ) to smart phone / cell phone banking that is safe and secure. It is also notable that phone companies are already offering beta tests at supermarkets in Florida and other key markets for the ease of use where people can buy their groceries and charge it to their bill. No credit card required. A web-based software you use over the internet may work just as well- any text able phone could work along with a pre-authorization and text / alert system that is verifiable before funds are transacted. Mobile Commerce has its strategies and its cost. Mobile payments in 2009 was already expanding… Ebay claimed $500 million in mobile sales on iphone. PayPal charged 3.25% per sale. Paying, Banking and Advertising are recognizable traits of mobile commerce. Many large companies hedged on the means of personal finance services realm. These were USAA, PNC, INTUIT/MINT, TRANS UNION/ZEN DOUGH. Google and Qual Comm were hedging on the smartphone advertising abilities. Fone Pay 1% of the amount sent… or 10 cents for less than Ten dollars. Here is a view of different markets and the size / volume of funds transacted: Type of Market Size / Volume Identification Non Profit $400 Billion Fundraising / Donations / Giving Pledge Micro Enterprise $800 Billion Micro Business / Ad Hoc / Sales Micro Payment $10 Billion In - App / In-Game Purchases and Payments Money Transfer $10 Billion Personal Money Transfer Online Payment $ 70 Billion Shopping Carts ( Ebay, Paypal, ect. ) Point of Sale $ 20 Billion Credit Card Companies Starting with a web based and email alert system FREE website will have traffic on the site in no time. A FREE based web site platform works more than well. It was immensely successful for Chartermatrix. Example: activity and stats showed clicks per day with web rankings favoring visitation because it was free. A FREE website that doesnt charge customers to visit was successful in the Aviation and Private Jet Charter Industry because the information was free to find flights and the availability of aircraft. There was a much larger site that had a lock on that industry… Chartermatrix now is a leader in the industry, in which they did IN A SHORT TIME. Having a FREE website that invites and enables to try and get FREE money to applicants is a site that will be visited frequently. Introduction to the availability to use the technology of mobile commerce / personal cell phone banking follows (WHILE THE CONSUMER CHOOSES THE SERVICER TO COMPLETE THEIR TRANSACTION ) & it keeps them visiting frequently. While the customer chooses who they trust to complete their transaction, THE SERVICER COMPETES FOR THE TRANSACTION! Afterall, who wouldnt complete a questionnaire and build a profile to get their verifiable bills paid? Who wouldnt come back to see who is viewing their profile, answering questions via text, email or alerts and also what steps do they need to take to receive donations? OWN the Customer, get the transaction…for life. Fone Pay, Inc. Go to for Procurement with a PROVEN FREE WEB SERVICE Model & GET FREE MONEY Model. This also provides a platform for individuals to choose to receive help from companies offering a wide range services of lowering their monthly outgo. This is due to them having answered a questionnaire in order to be awarded donations to pay their verifiable bills, so they can choose to be a part of a lead generation / aggregate source. Individuals, families, organizations, service providers & businesses who send / receive money now have location specific discounts / coupon and now can give alerts (email/texts) that have reminders which are sent out via text and GPS technology. Options are readily available because of website traffic and donations to the cell phone or created account / card, if neccessary. Activities. Information. Money. Because of funds, information, discounts, and donations due or which are created from the websites purpose of mobile technology; its transacting are obtaining value. Your or OUR money and information can now have an exchange of services, goods, value, time and or money. People will also donate back . they will also revisit and cultivate multiple transactions. Reason? When saved, money has the value of earned money and it will be spent on those who need it. Then the visitors can be rewarded with a loyalty reward system. People to people transactions. Provisions/safely transacted via web cell banking. Larger donations can win a trip on a private jet to Hawaii. Fone Pay Inc adopts Fone Pay Free, a Non Profit Company. $500 free money (marketed via web site/web adds) Fone Pay = Free Money, Free services, Loyalty Rewards Services (*GPS ) Program. Services to rely on. The Rich and affluent are not the only ones with money to help others out… a Living Breathing Culture exists everywhere on a social network. People care. We have a built in moral compass that does wish to help others out and know they have contributed… existed… loved…. With Fone Pay they can look back and know they helped someone out.. they can check on them…. Leave them a message of hope and make a connection for other people to view and know being a contributor does matter. Being a part of the human condition matters. A group of Orange County High School kids raised $4,000 in 60 seconds to help out the victims of the Tsunami in Japan - and they did it with their own money. ( source The Orange County Register ) These tough economic times, we all know someone who needs help, or may not know where to turn to for help (or how to help themselves). Word of mouth and grass roots campaigns are essential in reaching the donators and those in need. Donators can check up on those they helped - anonymously. While they search they can easily match up their donations with a prospective profile with posting of comments, blogging, emailing, texting via an alert system for possible financial pledges…safely and anonymously. Secret Millionaire TV Show on ABC on Sunday 7PM, you can see secret millionaires donating their money and time to deserving individuals… each show has a different secret millionaire. Look at these following Market Factors for teenagers, kids and how it can affect money transactions and even technology… We all know how teens and older children spend their time on the web and on their cell phones, shaping their identity. Market Factors 1. Teenagers in USA spend $100 BILLION / year, 67% of that is their money. Source : Teenage research unlimited 2. Approximately 28 million teens in US, many have a cell phone before 15 yrs old. Source: 2000 US Census 3. Approximately 8.7 million American homes have no bank account. ( Many have a cell phone. ) Source: USA Today 4. 65 Million Americans without a credit card. By 2015 $380 BILLION additional monies to be deposited in PRE PAID Phone cards in USA with half being because of Government programs. Source: US Banker Identify customer Person who buys and pays regularly. Heartbeat and revenue stream. People who need Fone Pay Free Non profit and people who receive donations. Advertisers who partner up/service means. Advertisers who partner up/subscription means. Loyalty rewards member. Organizations / NonProfit donators. Identify Market Trends US billionaires club together - to give away half their fortunes to good causes 100% of US will have Cell phones by 2013 Identify Global Payment Market Positioning > Web based and multiple service providers. A. Product (be a payment service provider). B. Legally a NonProfit company can accept donations / give money Global payments by mobile/cell 52 million plus will be paying by methods: Near field communications (NFC) and radio frequency. Identification (RFID) total estimate in mid 2011 for their everyday purchases. The physical mobile part market is forecasted to reach $11.5 billion by 2011. By 2011 approximately 12% of all mobile phones will offer support for contactless part (mostly NFC) 470 million NFC handsets worldwide. Source- Juniper Research Mobile Phone Customers Banking Customers
Posted on: Tue, 15 Oct 2013 04:00:26 +0000
Trending Topics
© 2015