Currently, more than 40 percent of the 1.2 billion population is - TopicsExpress

Currently, more than 40 percent of the 1.2 billion population is not covered by the banking system. Creating more branches would allow Indians, particularly those in rural areas, to get credit at a cheaper rate. Many now have to rely on money-lenders who charge up to 30 percent interest rates....The increase in depositors will also allow banks to expand their business and lend to the corporate sector....will reduce CREDIT squeeze...

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