**For banking products/bank accounts** Checking Accounts- must - TopicsExpress

**For banking products/bank accounts** Checking Accounts- must have "free" checking or the ability to avoid account maintenance fees using direct deposit. No mandatory transferring of money between to avoid fees. Must have ALL overdraft "protection" removed from accounts. **Checking accounts can be from the following:** Bank of America (the eBanking account is our favorite for spending accounts) Allybank USAA Unionbank Schwab Wellsfargo USBank Credit unions/community banks **Savings Accounts:** USAA Ingdirect (until we see Capital one make a wrong move) Allybank (must have a clean-ish credit report) Everbank Credit unions/community banks

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