Friends we all know that our respected Prime Minister Mr. Narendra Modi Ji announced the Jan Dhan Yojna, due to publicity in media we all are well known about the name of this scheme now do we know the scheme properly? the scheme is: Pradhan Mantri Jan Dhan Yojana(Hindi: प्रधानमंत्री जन धन योजना, meaning: Prime Minister Scheme for Peoples Wealth) is an ambitious scheme for comprehensive financial inclusion launched by the Prime Minister of India, Narendra Modi on 28 August 2014. He had announced this scheme on his first Independence Day speech on 15 August 2014. On the inauguration day, 1.5 Crore (15 million) bank accounts were opened under this scheme. SBI had opened 11,300 camps for Jan Dhan Yojana over 20 lakhs accounts were opened as on August 28. Purpose In a run up to the formal launch of this scheme, the Prime Minister personally mailed to CEOs of all banks to gear up for the gigantic task of enrolling over 7.5 crore (75 million) households and to open their accounts. In this email he categorically declared that a bank account for each household was a national priority. The scheme has been started with a target to provide universal access to banking facilities starting with Basic Banking Accounts with overdraft facility of Rs.5000 after six months and RuPay Debit card with inbuilt accident insurance cover of Rs. 1 lakh and RuPay Kisan Card.In next phase, micro insurance & pension etc. will also be added. The Financial Services Secretary of India Mr. G. S. Sandhu described this scheme as an important step towards converting Indian economy from a cash based one into a cashless and digital economy. Performance Due to the preparations done in the run-up, as mentioned above, on the inauguration day, 1.5 Crore (15 million) bank accounts were opened. The Prime Minister said on this occasion- Let us celebrate today as the day of financial freedom. ## please share this post and spread the awareness about this scheme.
Posted on: Fri, 05 Sep 2014 12:09:04 +0000
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