Getting loans from financial institution is no longer as easy - TopicsExpress

Getting loans from financial institution is no longer as easy compared to three years back. No more pre-approval loans, no more 25 repayment period, housing loan is capped at 70% for the third property, credit card limit is reduced to 2 to 3 times of net salary, commitment is calculated at net salary, not gross salary anymore, car loan is going to be capped at 80% and maximum tenure of 7 years, personal loans will need full documentation for employees including epf, salary slip, ic, bank statement, income tax, utility bill, DSR is reduced to 50-60% of net profit... Malaysians, pray hard.. and hopefully our economy will improve and everything will be better soon.

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