HOME-OWNERS AND “WANNA BE” HOME-OWNERS, LISTEN UP! THIS IS LIFE CHANGING INFORMATION, BROUGHT TO YOU BY HARD LOVE! DON’T YOU DARE MISS OUT!!! EVERY MORTGAGE COMPANY, EVERY BANK, EVERY BROKER AND EVERY ATTORNEY AT LAW ARE ALL LEADING EVERY ONE OF YOU AROUND BY YOUR NOSE AND THE SAD PART IS YOU DON’T BELIEVE IT. YOU THINK YOU’RE IN CONTROL WHEN, REALLY, YOU ARE SO FAR FROM IT! THEY’RE MANIPULATING YOU AND THEY’RE LAUGHING AT YOU WHILE YOU CHASE YOUR TAIL AROUND FOR THEIR “LOWEST INTEREST RATE OF ALL TIMES.” THE TRUTH IS THEY ARE, DELIBERATELY AND FOREVER, DROWNING YOU IN THEIR DEBT. THEY WANT YOU IN THEIR DEBT! THEY NEED YOU TO BE IN THEIR DEBT! THEY CANNOT SURVIVE IF YOU ARE NOT IN THEIR DEBT! NATURALLY, YOU THINK, BY REFINANCING YOUR MORTGAGE LOAN AT A LOWER RATE THAN YOUR CURRENT RATE, YOU WILL, AUTOMATICALLY, SAVE MONEY. WHAT A JOKE!!! YOU CAN’T BE ANY FURTHER FROM THE TRUTH! THE TRUTH HURTS, BUT FOR YOUR OWN GOOD, LISTEN UP! REFINANCING YOUR MORTGAGE IS NOT SAVING YOU A DIME! “NOT THE WAY YOU’RE DOING IT…” DO YOU REALIZE EVERY TIME YOU REFINANCE YOUR MORTGAGE LOAN YOU ARE LOSING EVERY BIT OF THE MONEY YOU HAVE ALREADY INVESTED? FACE THE FACT; IF YOU ARE REFINANCING YOUR MORTGAGE LOAN, AS A HOME-OWNER, YOU DON’T HAVE THE FIRST CLUE AS TO WHAT YOU’RE DOING. IF YOU WERE REALLY SMART, YOU WOULD KNOW YOUR MORTGAGE COMPANY IS, FLAT OUT, LYING TO YOUR FACE WHEN THEY TELL YOU HOW SMART YOU ARE FOR REFINANCING YOUR MORTGAGE LOAN. DO YOU KNOW WHAT A HOME OWNER IS? A HOME OWNER IS ONE WHO OWNS THEIR OWN HOME. HEY, MISS A FEW HOUSE PAYMENTS AND YOU WILL FIND OUT, REAL QUICK, WHO REALLY OWNS YOUR HOME. SINCE 2006, MILLIONS OF “WANNA BE” HOME-OWNERS LOST THEIR HOME TO FORECLOSURE. DO YOU KNOW WHAT THEY ALL HAD IN COMMON? THESE POOR PEOPLE WERE ALL “KNOW-IT-ALL”, BUT WHEN THE REALITY HIT, THEY DIDN’T KNOW ANYTHING. NO, THEY WERE SMARTER THAN THE BOOK. AT THE END OF THE DAY, EVERY ONE OF THESE PEOPLE LOST THEIR HOME TO FORECLOSURE AND MOST OF THEM WILL NEVER HAVE THE OPPORTUNITY TO FINANCE ANOTHER HOME MORTGAGE. IS THIS ROAD YOU WANT TO GO DOWN? RIGHT HERE IS YOUR TURNING POINT FOR THE REST OF YOUR LIFE…WHO IS IT THAT YOU WANT TO BE? THE SMART HOME-OWNER THAT REALLY OWNS THEIR OWN HOME OR DO YOU WANT TO ACT SMART, LOSE MONEY AND, PERHAPS, LOSE YOUR HOME TO FORECLOSURE? THE ANSWER IS VERY SIMPLE. WE ALL WANT TO BE A SUCCESSFUL HOME-OWNER. HERE’S YOUR CHANCE TO CHANGE THE WAY YOU THINK, FOCUS ON BEING A SUCCESSFUL HOME-OWNER AND IF FORECLOSURE EVER DOES, COME KNOCKING AT YOUR DOOR, THE BOOK WILL SHOW YOU HOW TO ESCAPE FORECLOSURE, ALTOGETHER. THERE IS A BOOK, OUT THERE, LIBRARY OF CONGRESS COPYRIGHT, TX-7-722-987, WHICH THE MAIN-STREAM MEDIA IS ALREADY WELL AWARE OF, LIKE FOX NEWS, BILL O’REILLY, “WHERE THE SPIN STOPS WITH HIM,” AND SHAUN HANNITY, “SAVING AMERICA” AND RUSH LIMBAUGH, “OUR COUNTRY’S NUMBER ONE PATRIOT,” CNN NEWS, MSNBC, AND CNBC, HOWEVER, THE MAIN-STREAM MEDIA DOES NOT WANT THE SECRETS IN THE BOOK REVEALED TO THE PUBLIC BECAUSE THE BANKS, THE MORTGAGE COMPANIES, THE MORTGAGE BROKERS AND THE ATTORNEYS WILL ALL LOSE MONEY AND THE BIG ONE, THEY WILL ALL LOSE THEIR CONTROL OVER YOU – THE HOME-OWNER AND THE “WANNA BE” HOME-OWNER. THERE ARE SECRETS IN THE BOOK THAT HAS NEVER, EVER BEEN REVEALED BEFORE AND NO ONE WANTS THE PUBLIC’S EYES ON THESE SECRETS. YOU WANT TO KNOW A SECRET? IN ACCORDANCE TO H.U.D.’s RULES, AN ATTORNEY, OR ANY OTHER THIRD PARTY, DO NOT HAVE ANY AUTHORITY TO NEGOTIATE A LOAN MODIFICATION IN BEHALF OF THE DISTRESSED HOME-OWNER (THE MORTGAGOR) AND YET, THEY WILL TAKE YOUR MONEY AND CONVINCE YOU THEY HAVE THE AUTHORITY TO NEGOTIATE A LOAN MODIFICATION IN YOUR BEHALF. REALITY, MOST OF THESE SO CALLED, “THIRD PARTY NEGOTIATIONS” FAIL AND THE DISTRESSED MORTGAGOR LOSES THEIR HOME TO FORECLOSURE. THAT’S RIGHT. IN ACCORDANCE TO H.U.D.’s RULES, ONLY THE INVESTOR’S REPRESENTATIVE CAN NEGOTIATE A LOAN MODIFICATION. SO IF THIS IS TRUE, WHY ARE ATTORNEYS CHARGING MONEY TO THE DISTRESSED MORTGAGOR AS IF, THEY WERE GOING TO NEGOTIATE THEIR LOAN MODIFICATION IN THEIR BEHALF? ANSWER, BECAUSE THEY CAN. TWO REASONS; NUMBER ONE, THE MORTGAGOR DOESN’T HAVE THE FIRST CLUE REGARDING TO H.U.D.’s RULES AND THEREFORE, THE MORTGAGOR’S VULNERABILITY LET’S THEM BE MANIPULATED, WALKED ON AND WALKED OVER, AGAIN. SECONDLY, THERE ARE NO LAWS PROTECTING THE MORTGAGOR FROM THIRD PARTY INTERFERENCE; ACCORDING TO THE LAW, THIRD PARTIES CAN CHARGE FOR REPRESENTATION, SO THEY AREN’T TECHNICALLY BREAKING ANY LAWS. THE ONLY ONE WHO GETS HURT, HERE, IS THE DISTRESSED AND VULNERABLE HOME-OWNER AND THE FAULT LIES WITH THE HOME-OWNER. FACE IT FOLKS, IF YOU WANT TO OWN A HOME, AT LEAST, KNOW WHAT YOU’RE DOING! YOU STILL THINK YOU KNOW IT ALL? YOU WANT TO KNOW ANOTHER SECRET? THE BOOK, LEGALLY, SHOWS YOU HOW TO SAVE 40% ON YOUR CURRENT MORTGAGE INTEREST RATE WITHOUT EVER REFINANCING OR MAKING ANY MAJOR CHANGES IN YOUR LIFE. THAT’S RIGHT. FOR INSTANCE, IF YOUR CURRENT INTEREST RATE IS 5.000% YOU CAN REDUCE YOUR INTEREST RATE TO 3.000% WITHOUT EVER REFINANCING OR MAKING ANY MAJOR CHANGES IN YOUR LIFE. AFTER READING THE BOOK, MOST OF YOU WILL REDUCE YOUR INTEREST RATE WHICH WILL BE LOWER THAN ANY INTEREST RATE OFFERED IN THE WORLD! NO JOKE. YOU STILL THINK YOU KNOW IT ALL? YOU WANT TO KNOW ANOTHER SECRET? IN ACCORDANCE TO H.U.D.’s RULES, YOU CAN ALWAYS BE LATE ON YOUR MORTGAGE LOAN AND NEVER BE THREATENED BY FORECLOSURE AND YOUR BANK CAN NEVER TAKE YOUR HOME AWAY FROM YOU – THIS IS ALL IN ACCORDANCE TO H.U.D.’s RULES! ‘TIS THE SEASON, FOLKS, THE HOLIDAY SEASON ALWAYS BRINGS WITH IT, FINANCIAL STRESS TO THE MORTGAGOR. YOU WANT TO KNOW HOW TO PAY FOR YOUR HOLIDAY SPENDING, MISS A COUPLE OF MORTGAGE PAYMENTS AND NEVER LOSE YOUR HOME TO FORECLOSURE? YOU CAN BE DELINQUENT FOR YEARS AND NEVER LOSE YOUR HOME TO FORECLOSURE. NO JOKE - THIS IS ALL IN ACCORDANCE TO H.U.D.’s RULES! YOU STILL THINK YOU KNOW IT ALL? ONE MORE THING…THIS ISN’T IN THE BOOK, BUT THIS IS FOR YOU; FREE ADVICE FOR PAYING ATTENTION. DO YOU KNOW WHAT “APR” IS AND WHAT IT MEANS? “APR” IS THE ACRONYM FOR ANNUAL PERCENTAGE RATE AND THE APR IS BASED ON THE TOTAL CLOSING COSTS PAID AT THE BEGINNING OF YOUR MORTGAGE LOAN. EXAMPLE LOAN AMOUNT = $100,000.00 INTEREST RATE = 3.750% ANNUAL PERCENTAGE RATE = 4.260% BASED ON THE APR: TOTAL CLOSING COST = $5,100.00 TO FIGURE OUT THE TOTAL CLOSING COSTS: STEP 1: SUBTRACT APR FROM INTEREST RATE: APR: 4.260% MINUS INTEREST RATE: 3.750% = 0.51 STEP 2: MOVE THE SUM’S DECIMAL POINT ONE POINT TO THE LEFT 0.51 MOVES TO 0.051 STEP 3: MULTIPLY THE NEW SUM BY THE LOAN AMOUNT TO FIND TOTAL CLOSING COSTS: LOAN AMOUNT: $100,000.00 X NEW SUM: 0.051 = TOTAL CLOSING COSTS: $5,100.00 STOP BEING PUSHED AROUND! ARE YOU READY TO MAKE THE COMMITMENT TO BE THE MOST SUCCESSFUL HOME-OWNER YOU CAN BE AND BE THE SMARTEST HOME-OWNER IN THE WORLD? ARE READY TO TAKE CHARGE OF YOUR LIFE AND GO FOR THE GOLD? YEAH? WELL NOW, THE BOOK IS READY TO REVEAL THE MOST SOUGHT OUT SECRETS BY HOME-OWNERS ALL OVER THE WORLD. THE LIBRARY OF CONGRESS HAS THOROUGHLY SEARCHED EVERY AVENUE, LOOKING FOR ANY TYPE OF LITERATURE THAT REMOTELY COMES CLOSE TO THE BOOK’S SUBJECT. THE LIBRARY OF CONGRESS HAS CONCLUDED THERE IS NO OTHER BOOK OF ITS KIND. DO NOT BE CONFUSED WITH THE TITLE OF THE BOOK, FOR THIS IS FOR EVERY HOME-OWNER AND PEOPLE WHO WANT TO BE A SUCCESSFUL HOME-OWNER. ALSO, IF YOU NEED A LOAN MODIFICATION, THE BOOK WILL WALK YOU FROM BEGINNING TO CLOSING EXACTLY IN ACCORDANCE TO H.U.D.’s RULES, MEANING, THERE WILL BE NO QUESTIONS; THEY’LL BE NO OTHER DOCUMENT NEEDED; YOU WILL WALK RIGHT THROUGH THE PROCESS AND ULTIMATELY, YOU WILL BE APPROVED FOR A LOAN MODIFICATION IN AS LITTLE AS 45 DAYS. IF YOU WANT TO BE ALL YOU CAN BE, SAVE A LOT OF MONEY AND A LOT OF GRIEF, GO TO: outskirtspress/HUDRULES/ CLICK ON AMAZON.COM BUTTON FOR AN AUTOMATIC 10% DISCOUNT. BY THE WAY, THE BOOK IS ALREADY A TAX WRITE-OFF. outskirtspress/HUDRULES/
Posted on: Mon, 21 Oct 2013 23:21:50 +0000
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