How much of this is normal, and how much Obamacare? We may never - TopicsExpress

How much of this is normal, and how much Obamacare? We may never know, but this is my companys open enrollment intro: [Company Name] continually evaluates its benefit programs to keep pace with the rising cost of healthcare and to remain competitive with what is being offered at other companies in our industry. Please review the changes to your benefits. You can better manage the cost of your healthcare by selecting coverage that is most appropriate for your situation and by taking advantage of the health programs that are offered. We are introducing a deductible for the Cigna HMO plan and the Kaiser HMO plan in California. In addition, healthcare deductibles for the Anthem PPO and out-of-pocket maximums for all plans will increase. Some healthcare coinsurance, copays and coverage amounts will also change. 2014 Anthem PPO Plan Changes: •Increase deductible and out-of-pocket maximum •Out-of-pocket maximum includes pharmacy

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