I canceled both of my credit cards. Now begins the long road to - TopicsExpress



          

I canceled both of my credit cards. Now begins the long road to digging out of debt. Weirdly, I feel less daunted by this necessary effort and more relieved. Ill do my best to pay back the original debt. I will not however, feel bad about paying less than the full balance, because a good third of it is interest... its trap. It would take me 40 years to pay off the balance if I paid the minimum each month. This is not an option. I took on credit cards because I was going through a divorce and moving country and needed to make ends meet when living in SF and transitioning. I used them to help restart my life (and to buy essentials like, food, shelter, clothing and transportation as well as career training) and I will not feel guilty for having to do this, I did the best I could do with what I had. I worked 3 jobs while mourning the loss of my marriage and as a result suffered the consequences of burnout. As my body, mind and spirit continue to heal (slowly but surely) I forgive myself the guilt and shame of debt. I will make a genuine effort to repay what I can and ask the Universe, friends, family and all of those who have helped to support me through this massive transition in the last 3 years to forgive me the debts that I may not be able to repay. Instead, I will pay it forward through my actions and efforts and interactions with others. Maybe we can all forgive ourselves and each other for our debts, even if its just for a day. Much love and gratitude everybody.
Posted on: Thu, 11 Sep 2014 17:03:15 +0000

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