If you are like most people, you wish you could add more to your - TopicsExpress

If you are like most people, you wish you could add more to your savings each month. If you aren’t quite sure where your money goes, watch this video for the budget-building tips you need to stay on top of your finances. First, gather a calculator, your pay stubs and investment statements, and your most recent bills. Tally your household’s monthly income, including take-home pay and interest or dividends for you and your spouse. Next, add your fixed monthly expenses, including mortgage, car payments, and utilities. Finally, track out-of-pocket expenses for personal items, eating out, and gas.

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