Listen to this... In order to improve your credit score they want you to carry debt and pay on it. But not pay it off. There is no reward from FICO for paying off debt. However my score goes up if I keep it and pay on it. The system is designed for you to fail. A way to beat it: get 1 credit card. Pay your bills with the credit card then pay your credit card bill with the money you usually pay bills with. FICO will interpret you manage your debt well. Score goes up!!
Posted on: Sat, 17 Aug 2013 23:20:33 +0000