Mental Health and Insurance Project Publication 19th June 2013 . SARAH MORRISON Holding insurance of various kinds is the norm for many Australians. The ability to access insurance to protect against the financial risk of adverse unforseen events is seen as natural and of great social benefit. Unfortunately many Australians with experience of mental illness are not afforded the same access to insurance products as the rest of the population. People with a history of mental illness can be forced to pay increased premiums, be excluded from cover from events that might be associated with their mental illness, and have applications and claims rejected outright on the grounds of mental illness. This continues to occur even where people with a history of mental illness present a modest or even a lower risk of making a claim compared with other insurance customers. For more information: mhca.org.au/publication/mental-health-and-insurance-project
Posted on: Wed, 29 Jan 2014 06:07:08 +0000
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