Mortgage Underwriter: Details: This position will be responsible for examining, evaluating and underwriting all 1st mortgage applications in order to assess the risk, confirm compliance with guidelines and all regulatory requirements and to render a credit decision. This position will be considered to be a leader within the department and will help Management achieve all goals and objectives by providing direction, guidance, training and assistance to the Underwriters, Loan Processors and Production Assistants within the First Mortgage Fulfillment team. The Real Estate Underwriter will have the authority to approve/deny/counter-offer mortgage loans along with the ability to recommend policy exceptions to Management. This position will be responsible for the review of specific agency AUS application findings and recommend loan decisions that differ from those findings to Management for consideration. S3 has a commitment to excellence and the highest standards of member service. Our values and beliefs are critical to the success and growth of the business and they were all created with a unique cultural foundation. The Real Estate Underwriter is a mid-level position. PRIMARY RESPONSIBILITIES/ACCOUNTABILITIES Underwrite conventional and non-conforming loans to ensure compliance with state and federal regulations, as well as underwriting guidelines for FNMA, FHLMC, MI companies and other Investors Underwrite and evaluate the risk on all residential loans applications daily in accordance with established service and production levels in order to render a prudent lending decision Perform a careful in depth examination of the appraisal report and collateral for the loan to determine acceptability of the collateral. Order and obtain Mortgage Insurance approval and certificates in accordance with MI guidelines Additional job-related projects as assigned by management Work in collaboration and partnership with other team members Monitor flow of loans into underwriting and distribute/assign to Underwriting team accordingly in order to meet all underwriting SLAs. dlvr.it/6r2KlL
Posted on: Sun, 07 Sep 2014 10:09:24 +0000
Trending Topics
Recently Viewed Topics
© 2015