Ok i need some financial advice, I have the option of 2 loans, one - TopicsExpress

Ok i need some financial advice, I have the option of 2 loans, one is fixed rate (7.25% with a 7.68% comp) and the other is variable rate (5.55% with a 5.76 comp). This is for a 5yr repayment plan. Now ive been paying off a fixed loan for the past year so far, 6yr repayment and im taking out another loan to payout the current loan and have ultimately lower repayments and also a more flexible security option. Wat I want to know is, the pro/con of the variable to fixed rate and what risk is there that the variable will inflate above the fixed option? different lenders as well

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