One way to cut back on expenses is to use ATMs sparingly. Be smart about ATM trips. Withdraw a chunk of money every couple weeks and stash it at home. That way you won’t be forced to hit up a non-affiliated bank (and get whacked by ATM fees). Paying with cash will also feel more “real” than using a plastic card. Try withdrawing a set amount each week and sticking to it. To stay organized, you can divide up cash into actual envelopes—not just an app—with categories like “food,” “rent,” and “fun. When an envelope goes empty, it’s time to stop spending in that section (or swap funds from another one).
Posted on: Mon, 06 Oct 2014 12:45:47 +0000
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