Rashtriya Swasthya Bima Yojana (RSBY, literally "National Health Insurance Programme",[1] Hindi: राष्ट्रीय स्वास्थ्य बीमा योजना) is a government-run health insurance scheme for the Indian poor. It provides for cashless insurance for hospitalisation in public as well private hospitals. The scheme started enrolling on April 1, 2008 and has been implemented in 25 states of India.[2] A total of 23 million families have been enrolled as of February 2011. The RSBY is a project under the Ministry of Labour and Employment.[3] Every "below poverty line" (BPL) family holding a yellow ration card pays INR 30 (less than US$0.7) registration fee to get a biometric-enabled smart card containing their fingerprints and photographs.[1] This enables them to receive inpatient medical care of up to INR 30,000 (approx US$670 as of March 2011) per family per year in any of the empanelled hospitals. Pre-existing illnesses are covered from day one, for head of household, spouse and up to three dependent children or parents.
Posted on: Tue, 27 Aug 2013 08:59:20 +0000
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