Ready for a Spring Cleaning? It may be time to sweep out financial - TopicsExpress

Ready for a Spring Cleaning? It may be time to sweep out financial clutter: * Gather important financial papers. Include real estate records, tax returns, bills, statements, insurance policies, loan information, and so forth. * Eliminate chaos. Create filing systems that work for you, for example, color-coded file folders, safe-deposit boxes, and your wallet. * Decide what to keep, where to keep it, and for how long. Think short-term (one year), intermediate term (up to seven years), and long-term (more than seven years). * Discard unneeded items. Make sure you shred papers that contain personal information. Use your system when you file all financial records and review every spring.

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