Should you report minor accident damage to your insurer ? For a driver with a £500 excess suffering damage caused by a parking bump or lower-speed accident, it is often cheaper to pay for the claim out of their own pocket rather than pay the excess and face a bigger bill from their insurer. Even when the car has been damaged in the supermarket car park and the driver was blameless — sometimes not even being in the vehicle at the time —they have been hit with cost increases when their policy comes up for renewal. Insurers can justify this because they will claim you have suddenly become a much higher risk, even if you have decades of incident-free driving. As car cover premiums have risen by 30 per cent in the past three years and the cost of policies bought through comparison sites — which make up a significant number of all motor insurance policies sold — rising by nearly 5 per cent last year, our advice would be to come and talk to us for a no obligation quote. From a small scratch to a full side swipe we can rectify the damage with our mobile service or from our workshop in Corby
Posted on: Mon, 10 Nov 2014 19:53:30 +0000
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