So my husband and I wanted to really stick to Dave Ramseys envelope system to pay off vehicles/student loans {my bad} this year ... BUT neither of us like carrying cash... and SO many bills are on auto-deduct it was hard, BUT one area we knew we could cut out extra spending was the extras/fun money {nights out with friends, extras at the gas station, clothes we dont need, etc. ANYTHING we dont really need}. SO we decided to get pre-paid visas for our fun money and that way we still stick to a set amount, and once its gone for the month its GONE, and easy to re-load the next month! Anyone else do something similar to budget?!
Posted on: Fri, 02 Jan 2015 14:30:16 +0000
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