This is what debt is. You take out a loan for a certain amount, - TopicsExpress

This is what debt is. You take out a loan for a certain amount, but end up paying so much more. If you have to take a loan for something, make sure you pay it off as quickly as possible - NEVER make only the minimum payments. In the case of student loans, they set the minimum payments so low that you never actually start paying off the principal - you only pay the interest, and you keep accruing more interest. Again, the key is to never make minimum payments, pay as much as you can as quickly as you can. Dont let the interest build up.

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