This question comes up too often so I wanted to share with all my - TopicsExpress

This question comes up too often so I wanted to share with all my homeowner friends... Q: Whats the difference between home replacement value and market value? A: Home market value is the estimated amount your home is worth if you were to sell it. The replacement value is what it would cost to rebuild your home. The market value may change based on various factors in the real estate market in your area, whereas the replacement value is what you use to determine how much homeowners insurance you need in order to rebuild the home in the event of a loss.

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