Top 5 Employee Mistakes in Health Benefits Enrollment What are the top five employee mistakes with health benefits enrollment? If youre a health insurance broker or consultant the list may not surprise you. But, whether youre a broker or an employer, knowing what these common mistakes are can help you prevent them before they happen. And preventing these mistakes will help you create health benefits employees love.Top 5 Employee Mistakes in Health Benefit Enrollment Top 5 Employee Mistakes The five top mistakes experienced benefits advisors say employees make during benefits enrollment are: Assuming they don’t need the benefits being offered without first talking with a benefits counselor – 81% Not reading the benefits information before the enrollment – 69% Not knowing what benefits they currently have and what they cost – 69% Forgetting to talk with their spouse about their family’s needs before enrollment – 67% Assuming the cost of a new benefit is unaffordable without seeing any prices – 66% What do all of these missteps have in common? They all relate to lack of information and education. What Employees Want When Understanding Health Benefits Employees say understanding the health benefits is most important, followed by financial understanding, and having choices to customize their health benefits. They also want to have regular communication and convenient access to help. What This Means for Employers & Brokers To make the health benefits program successful, employers should supply all necessary information and provide support to employees. Whether offering traditional health benefits or defined contribution health benefits -- or anything in between -- brokers can offer valued expertise in educating employees and making the benefits program a success. Employees also need to know where they can go with questions and for additional resources when they run into problems - during enrollment time and in the future. This is more than providing a one-time training meeting, distributing enrollment packets, and getting employees enrolled (although these activities are also necessary). The support and education must be ongoing for employees. You don’t go to court without your lawyer’s advice or invest in the stock market without an advisor’s input, so why go to enroll in your benefits without a professional’s advice?” Whenever you are ready, simply give me a call. Sincerely, Rodney Arnold Health Benefits Adviser Phone (404) 931-7553 Email rarnold@aplanforeveryone Healthcare Solutions Team - A Plan For Everyone! Life | Health | Accident | Dental & Vision URL healthcaresolutionsteam/agent/rodney-arnold/ For employers only: Is your Group Insurance TOO EXPENSIVE? Get an HRA (A defined contribution plan) for half the cost of a group plan! For more information, visit hst.zanehra/arnold6396 (Call me to schedule a FREE demo!) Healthcare Solutions Team has the distinction of being the only BBB accredited health insurance agency with both an A rating AND the honor of the BBBs Complaint Free Award. Our customers LOVE the work were doing!! Regardless of your budget or your medical history, I can definitely help you!!
Posted on: Tue, 22 Oct 2013 13:46:09 +0000