(lawyer article): Pre-Approved Financing may not be enough for - TopicsExpress

(lawyer article): Pre-Approved Financing may not be enough for home purchase Lenders are more frequently asking for an appraisal of a property just prior to closing. If the appraisal is less than what the buyer paid for it, then the lender may either reduce the amount of the mortgage loan or just cancel the loan altogether. Just because you are pre-approved for a mortgage does not mean you will get the full amount. Make sure that your lender has completed its appraisal before you waive any financing condition: Please read my article on what can happen when lenders change their minds just before closing: thestar/business/personal_finance/2013/06/14/preapproved_financing_may_not_be_enough_for_home_purchase.html

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