Bismillahirrohmaanirrohiim, Assalamu alaykum... Setting up a Free Wedding Fund When marriage ? Anyone your partner ? Whenever the show ? No one ever asks , Is there money for a wedding ? Everything must have experienced or ever existed under the same conditions. There is already a partner but no funds were married. Maybe thats what causes so unmarried. So when married ? Sometime when the funds are there ! it feels like to answer that. But, wait. The fund does not exist or is not prepared ? Set aside for a single to get married, especially if there is no soul mate, might be a little difficult or even not occur at all. But start early preparations to marry fund will avoid you from the situation would get married there is no money in the future. As an independent financial planner, for my self I often look in the mirror in the face of a client who has a purpose funds married. How much is the money coming from? 100 million not enough, huh ? Less than that, could not it? In Indonesia, the funds should be prepared to marry that includes many aspects , because the eastern culture requires a great family to be involved in the event or an invitation. As an initial step in determining the cost of the wedding, there are a number of things to note first : 1. The number of invitations The size of the budget can be seen from the many wedding invitations. The more invitations spread, the greater the effect on the portion of the budget because the dish must be provided. 2. The concept of the show The concept of the show is to be applied should be clear that the costs needed to be adjusted. Usually custom event concept is the most attention from the financial side. But this time the wedding started many brings the concept of private party by renting a private location, but it does not necessarily change the cost to be minimal due to hold a party as it also requires more attention in terms of expenditure. 3. Place of event After determining the number of invitations and event concept, consider the location of the event. Is that cool place to have sufficient capacity ? Is it consistent with the concept ? If you already have a suitable place, immediately the message as early as possible. Costs required for the wedding party will be drawn from the above three aspects . Therefore, if you are single or marriage is still a long time, do not need to be too detailed to assess the needs of the party. Simply specify how much total funding is needed and how long the period of achievement. Keep in mind, the price of all goods and services related to marriage has continued to increase each year in line with inflation. So prepare to get married as early as possible with the funds right investment instruments . If your wedding will take place in 1-3 years, just use savings and deposits only to avoid excessive risk. Marriages to be performed in the medium term ( 3-7 years ), funds can be allocated into gold or mutual fund products. Meanwhile, if you are still single and probably will be married 10 years ( or more ), invest funds into a slightly aggressive product , for example in the form of stock or stock mutual funds. Before you start investing for funds married, you should identify the risk profile in the use of money. It is better to do Financial Check Up first, in order to know how much your ability to achieve funding objectives were married in a predetermined period . For the simulation , a 24-year -old man plans to marry next 4 years at a cost currently estimated at 100 million . One investment formula that he can use are : Current costs : 100 million The cost of 4 years from now ( after inflation ) : Rp146 million Saving money every month : Rp 3 , 1 million Invest every month ( Mutual Funds Fixed Income ) : Rp2,5 million Which one suits your needs ? So lets calculate , start saving money and accomplish marry. The most important has been legitimate and lawful/halal according to Islamic teachings and the Sunnah of the Messenger of Allah, when he married his beloved daughter is not a party which spent millions and even hundreds of millions, however simple life, clever in gratitude towards Allah because in the given pair makes our hearts happy. Simple is always perfect. Married need preparation in many ways including: 1. Faith in Allah Iman to His Qodha and Qadr, that whoever set Him as our partner in life, are the best in the eyes of God, the creator of our souls. 2. Always learning and learning with our spouse about religion and life how to be a happy and harmonious family. 3. Physical Readiness, reproductive health, mental health, clarity of heart (spiritual) and financial. Wassalam
Posted on: Tue, 28 Jan 2014 00:12:07 +0000
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