Health care reform Update>>>>URGENT IF you currently have an - TopicsExpress

Health care reform Update>>>>URGENT IF you currently have an individual plan now It might be in your best interest shop it with other companies to see if you can lock in your rates for 2014. You have until the end of Dec. 2013 to apply and have an effective date of Dec.31st. In Indiana Assurant Health is offering a rate guarantee until the end of 2014. You will want to do this especially if you are making a decent income. Will ACA be cheaper than your current plan? Probably not, it will depend on how much you make and the size of your family. Jan.1st 2015 At that point everyone will either have "on Exchange" plan (low income get subsidies) OR "off exchange" Here you will PAY. If you are in a higher income bracket and you do not want insurance you will pay a fine in 2014 of $95 or 1% of AGI (adjusted gross income) whichever is higher. 2016 the fine jumps Any questions or need help enrolling please contact me... ckrocken.insure@gmail

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