People beware! !! August 2011, I pulled my free annual credit reports. I was excited because I had paid off a lot of stuff and thought finally we can apply for that mortgage loan NOT!!! There was an entry on both Experian and Trans Union reports from Trident Asset Management. Apparently at some point in 2005 I opened an account with BMG, funny, I dont recall doing this, nor do I recall ever receiving any cds or cassettes! So I immediately disputed with the CRAs, which of course came back as verified. I wonder how they do this since I dont even know who this company is and I know dam* well I didnt open this account with BMG. So I fired off a DV letter to this Trident Asset Management company. I received a response telling me my (nonexistant) account was purchased by OPS 10, LLC but that I could continue to contact Trident in regard to this account and that Due to the special circumstances regarding your account, once paid we will send a delete transaction to all credit bureaus within 30 days so that this account can be removed from your credit history. Really? Sounds like blackmail to me! Not to mention, if OPS 10 now owns the account, why would I contact Trident to talk about it and why would I send any money to Trident if they dont own the account? All sounds a bit fishy to me. Conveniently, BMG is now out of business so its impossible to contact them to prove that I dont owe this money, Ive tried, and all the phone numbers are out of service, letters are returned to sender. So the big question now is, what do I do? Where do I go from here? I want this off my reports, but at the same time, why should I pay money that I know I dont owe? How many other people are being scammed this exact same way? This is absurd! Ive again disputed it with the CRAs, but Ive also filed a complaint with the GA Governors office of consumer protection (normally youd complain to the attorney general but in GA, apparently its different). If you are going through the same situation, I suggest you file a complaint with them as well at this link consumer.georgia.gov/consumer-services/filing-a-complaint. Im hoping they will get to the bottom of this. As a last resort, just to get it off my report, I may just pay the $71.55, but the concern with that is this whole Trident/OPS 10 thing. Im afraid Ill pay Trident and then have OPS come after me for the same debt or vice versa. Im absolutely disgusted!!! And the government wonders why people are blowing up buildings and killing each other! This is why, because everyone wants their hands on our money our hard earned money that we bust our humps for, they want to take what isnt theirs, what isnt owed to them. Ugh
Posted on: Fri, 10 Oct 2014 13:51:23 +0000
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