THE DO LIST Shop for your loan. Interview real estate agents, - TopicsExpress

THE DO LIST Shop for your loan. Interview real estate agents, mortgage brokers, lenders and other settlement service providers to find the best professionals for your loan and settlement needs. Be sure to read and understand everything before you sign anything. Accurately report your debts. Be honest about all sources of funds you will use to purchase your home. Be upfront about any credit problems you have or have had in the past. Be wary of unsolicited loan or refinance offers that you receive in the mail or through e-mail. Always pay your mortgage payment on time, even if you are having a dispute with your loan servicer. If you are having problems paying your mortgage, contact your loan servicer immediately. THE DON’T LIST Do not sign blank documents. Do not overstate your income. Do not overstate your length of employment. Do not overstate your assets. Do not change your income tax returns. Do not list fake co-borrowers on your loan application. Do not provide false documentation or permit someone to provide false documents about you.

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