"The fact that no federal banking regulatory agency responded to - TopicsExpress

"The fact that no federal banking regulatory agency responded to the appraisers’ warning with effective action (or even a warning about the fraud epidemic) reveals how severe the damage is when three Presidents in a row (Clinton, Bush, and Obama) appoint anti-regulatory leaders for the agencies. Appointing anti-regulators is, of course, a self-fulfilling prophecy of failure. That is what the industry intends when it influences presidents to appoint anti-regulatory leaders. This particular regulatory failure to take the epidemics of fraudulent liar’s loans and appraisals is one of the most inexcusable in history."

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