The two biggest things to have in place before you can seriously consider buying an existing tiny house is the money and a place to park it. Having your financing in place and a parking spot secured before you go looking for that dream tiny house will make the search so much more fun! And when you find that special home, you wont have to scramble to get it or feel overwhelmed by all the things there are to think about. Tiny houses allow you to live life more simply, but they do take some thoughtful planning. Do you want a tiny house someday? Talk to your credit union now. If they wont finance a tiny house, look to other credit unions or banks. It may take some time to educate them about what a tiny house is. Explaining that they have a vin number, can be registered with the DMV, insured, have RV status etc. is important. Once you are pre-approved you can shop with confidence. Plan to pay cash? Start saving now. Ive found this website to be a great source for advice. daveramsey/home/ Next, explore all your options for parking. Research the local codes, talk to friends and family that might have space, look into buying a small plot of land or whatever your imagination can come up with. I think parking on a farm or ranch with some or all of rent being paid with manual labor would be super awesome! If theres one thing I know about tiny house people, its that they can think outside the box. Other things to consider with each potential parking spot is what utilities are available or can be installed, how will you get them to the tiny house and what it will cost. I cant over-emphasize how important these questions are. They are often overlooked! A third point to consider is the location from where you buy your tiny house. Make sure to research the cost of getting that house to your parking spot, whether you hire a company to ship it or you buy/rent a truck to haul it yourself. This cost should not be overlooked and should be considered in your tiny house budget. It can cost more than you might think! Some lenders will allow you to include shipping costs in your loan and some wont. Even if shipping costs are included in a loan, not only will you still be paying for it, but you will be paying interest on it. I hope this information will help folks dreaming the tiny house dream, but maybe dont know where to start. Dare to dream tiny, but dont let your head get in the clouds. Do your homework and make it happen.
Posted on: Sun, 18 Jan 2015 23:18:31 +0000
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