What is a Consumer Proposal? A Consumer proposal is an agreement - TopicsExpress

What is a Consumer Proposal? A Consumer proposal is an agreement prepared with your Trustee to offer a settlement (i.e. less than full payment) to your creditors, when you are unable to afford your regular monthly debt payments. The filing of a Proposal stops all legal actions undertaken or contemplated by your unsecured creditors. It also creates ‘breathing room’ so that creditors can be approached and the financial situation explained to them by your Trustee.

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