While 97% of Filipinos prioritize safeguarding their and their family’s health over other concerns in life, only 16% say that they are financially prepared in the face of serious health conditions. Those who are not prepared admit that they will be financially burdened and will resort to loaning money or selling property and assets to pay for their medical expenses. Getting sick, growing old and needing health maintenance are inevitable life realities that you need to prepare for. Health Invest is a health and life insurance plan that provides financial protection from serious sickness, accidents or loss of life. Plus, it lets you build a fund for your future health care needs. It can be payable in as short as 3, 5, 7 or 10 years. Lump-Sum Cash Benefit for Serious Sickness or Accidents2 Should any critical health condition or accident arise, you will receive a lump-sum cash benefit to help finance your recovery or to pay for your medical bills. This cash benefit will not be deducted from your Health Fund or Life Insurance Coverage. And since you will receive cash, you can use it for other needs or as a complement to your HMO benefit. And once diagnosed with a critical condition, your Health Invest plan will continue without you having to pay for future premiums. A Growing Health Fund Health Invest lets you build a Health Fund that accumulates over time depending on the performance of your chosen investment fund. This can be used to pay for health maintenance or any other costs incurred beyond your working years or when your HMO coverage ends. Boost your Health Fund through top-up premium payments anytime you have extra cash. Life Insurance Protection Your loved ones will get the plan’s Life Insurance Coverage or your Health Fund, whichever is higher. The Life Insurance Coverage will be in full regardless if you have already received a lump-sum benefit for a serious sickness or accident coverage. Short Payment Terms No need to worry about paying for a long time. You can pay for it in as short as 3, 5, 7 or 10 years.3 The amount of premium you pay depends on your age, desired coverage and pay period. Be prepared for life’s health-related setbacks, whether they happen now or in the future with Health Invest.
Posted on: Fri, 21 Mar 2014 08:04:30 +0000
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