Are you & your Spouse not on the same Financial Page? I got an - TopicsExpress



          

Are you & your Spouse not on the same Financial Page? I got an email this past weekend with a wife asking what she should do if her husband was unwilling to partner with her in living on a budget & getting out of debt. My answer makes for a long post, but I thought it might help somebody else. (This is obviously about a husband but the same could be said for a wife.) Heres how I encourage you as you move forward: 1) A financial plan will not work until your husband is on board 2) You will not be able to nag, whine or manipulate your husband to the point of getting on board :) So you should decide that you will not take these routes. 3) You should find the right time to lovingly share with your husband your convictions about your finances. (That means not in the heat of an argument!) You should share why you feel this way and how you need his leadership in this area. You know your husband. Why does he fear a financial plan? Is it because it will take away his fun? Explain to him that you can have MORE fun if you direct your money wisely. Is it because the amount of credit cards/debt is overwhelming? Explain that with a plan you can defeat them one at a time. Is it because he is the free spirit and is fearful of the work involved? Explain that you will take the responsibility of doing the weekly/monthly detail work. Etc. You should remind him that money is a big part of marriage and how you want to be free of money worries so that you can enjoy the best possible marriage! The point is, dont nag or beg, but share your heart and then the logic behind why you feel that way. At the point a financial conversation becomes heated or begins to escalate negatively, back off and affirm him as the leader of your family. 4) If your husband still is not there you should express to him that you respect his leadership and will continue to be ready to budget when he is. 5) If you have your own income (i.e. outside job) ask your husband if he is ok with you tithing on your income (if this is one of the issues). [This has the additional benefit of your husband getting to see first hand how God blesses obedience with our resources.] At the same time do not give in to the temptation of separating your income into two different accounts. Marriage is a partnership and this only encourages couples to lead separate lives. 6) You should pray like crazy that your husband would see the wisdom in doing your finances Gods way! Anyone else have other thoughts as to how God has gotten you and your spouse on the same financial page? #moneywize #elifefpu
Posted on: Wed, 01 Oct 2014 01:33:16 +0000

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