"BNR a inclus în rândul clauzelor abuzive ratele variabile în - TopicsExpress

"BNR a inclus în rândul clauzelor abuzive ratele variabile în funcţie de indicele intern de referinţă, considerat principalul element de contestare în cazul dobânzilor variabile, care ar fi trebuit să fie la un moment dat aproape identice indiferent de momentul de generare al creditelor. De asemenea, BNR a identificat diferenţe semnificative între marjele fixe la creditele cu dobândă variabilă legate de un indice extern."

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