Best Health Insurance Apollo munich Optima Restore Individual- FOR MORE DETAIL CONTACT -9 8 1 1 6 9 5 5 7 5 Optima RESTORE, the new health plan from Apollo Munich, restores your entire insurance amount without a charge if you exhaust it in the middle of the year. Apollo Munich introduces a first of its kind, unique Restore benefit that automatically reinstates the basic sum insured in case you exhaust it in a policy year. Sure it sounds too good to be true but here is how it works: If you use up your coverage in an individual policy and fall ill with another illness, we will restore the entire sum insured for you to use, at no extra charge. So, if you have a Rs. 5 lakhs policy and exhaust the entire amount, we will restore Rs. 5 lakhs, which you can use for some other illnesses if needed. The coverage would be the accumulation of basic Sum Insured and accumulated Multiplier Benefit (if any). In case you have a claim-free year it increases your insurance cover by 50% the first year and doubles it the year after, at no extra charge. The amazing restore benefit also comes with a never before renewal incentive. If you’ve had a claim free year, we will increase your basic sum insured by 50% as a no claim bonus. If you don’t claim even in the second year, we’ll double your basic sum insured as a no claim bonus i.e. 100% of the basic Sum Insured. So, if you have a 5 lakh policy and don’t claim in the first year, we will increase your cover to 7.5 lakh for the second year and 10 lakh in the third year (if you dont claim in the second year), while you only pay a premium for a 5 lakh policy. Optima Restore is packed with a bunch of fantastic features that truly uncomplicate healthcare and make it a plan that genuinely cares for you.
Posted on: Thu, 13 Jun 2013 17:37:22 +0000
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