CONSUMER LAW Plaintiff filed suit against Experian under the Fair Crediting Reporting Act (FCRA), 15 U.S.C. 1681i(a), alleging that Experian negligently and willfully violated its duty under the Act to conduct a reasonable reinvestigation of disputed information contained in his credit file. At issue was whether an allegation of a violation of section 1681i(a) requires the consumer reporting agency to have disclosed the consumers credit report to a third party in order for a consumer to recover actual damages. The court concluded that, looking to the plain language of the Act, a consumers credit report need not be published to a third party in order to entitle the consumer to actual damages under section 1681i(a). Accordingly, the court reversed the district courts conclusion otherwise. law.justia/cases/federal/appellate-courts/ca11/14-11111/14-11111-2015-01-05.html
Posted on: Fri, 09 Jan 2015 20:21:50 +0000
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