Changes are underway in the mortgage market that could give buyers - TopicsExpress

Changes are underway in the mortgage market that could give buyers a better shot at qualifying for a home loan. What are the big change in the wings? – Fannie and Freddie plan to resume lending to buyers who can make down payments as low as 3%. Currently their minimum is 5% down. – Gifts can cover 100% of your down payment. – Minimum credit score standards may no longer be as high as you feared. The average FICO score for all types of closed loans during October was 726, not the widely assumed 750 to 760.

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