Dean Zarras, a commentor on Forbes posted this idea about a better healthcare approach (a little late but still a common sense idea): Excellent article! At the same time, while Senators Cruz, Lee and others have all the media attention, they need to put up an alternative — not just a “no”. The alternative needs to be: 1. Truly free markets for insurance, instead of the crony-capitalism “markets” we have now. 2. Health Savings Accounts for all, decoupled from employment, with the truly poor having their accounts subsidized by the government. Only HSA’s properly distinguish between risk and certainty. Insurance is needed for the former, and savings are needed for the latter. 3. A transitional phase (read, spending) to deal with those having pre-existing conditions. Transitional in that if everyone had insurance from birth, at which time the purchase of it would be extremely cheap, the problem of “pre-existing conditions” disappears entirely. It’s the risk vs. certainty issue again — pre-existing IS certainty: an insurance product, by definition, can not possibly be priced cheaply to deal with a known problem without passing the costs on to others. 4. A codified acknowledgement that any other type of “solution” will bankrupt the country, which ultimately hurts most the very people that we’re supposedly trying to help. Free markets work — US health “insurance” is a mess because we don’t have free markets, and we’ve confused health care with health insurance.
Posted on: Wed, 25 Sep 2013 18:36:12 +0000
Trending Topics
Recently Viewed Topics
© 2015