Dont assume that you cant get a loan to buy your first home. Your - TopicsExpress

Dont assume that you cant get a loan to buy your first home. Your chances for getting a loan are better than you think. Here are some suggestions to help you: 1. Look for a lender who is willing to take time with you. Be upfront that youre a first-time buyer and that you want to understand the process better. If you dont know a good lender, we can recommend an excellent lender. 2. Be willing to provide basic information your lender needs -- income, debts and obligations such as child support or student loans. 3. Come clean about any problems you think you might have getting a loan. Tell the lender that you may have possible negative comments on your credit report. 4. Be flexible about your goals and dont try to get a loan thats beyond your means. Youll build equity much more quickly if you buy a home that you can comfortably afford.

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