For bigger countries , a more comprehensive banking system is the - TopicsExpress

For bigger countries , a more comprehensive banking system is the need of the day. To big to fail , to interconnected to fail and to correlated to fail poses a huge threat to banking today as most big banks have failed on their service pledge , many a times. Arrogant bankers must lower down their guard and start seeking answers to major service delivery failures and losses due to speculation and market manipulation. CAR - capital adequacy ratio s need to be increased to strengthen the credit system and lending has to be encouraged. BASEL 3 to be looked at a an MCR - minimum control standard and not the maximum requirement. Go lean - cut cost in general and not to buy or sell the banks alone.

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