Freddie Mac reported today the average rate for a 30-year fixed - TopicsExpress

Freddie Mac reported today the average rate for a 30-year fixed conventional mortgage is unchanged at 4.57%. However, to obtain that rate a potential borrower would have to pay 0.7 in points/fees. Due to the higher rates, the refinance end of the business has begun to slow, down a whopping 71% since its recent peak the week of May 3, 2013. Over in the foreclosure front, RealtyTrac reported yesterday that foreclosure filings plunged by 34% year-over-year in the month ended in August. The decline was due in part to a rise in home prices, a pickup in job growth and less troubled loans and are at levels not seen in eight years. A RealtyTrac spokesperson said the "foreclosure flood waters have receded" in most parts of the country, but towns continue continue to clean up the damage that was left behind.

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