Georgia enacted a law in 2009, which made a new excess or add-on - TopicsExpress

Georgia enacted a law in 2009, which made a new excess or add-on uninsured/ underinsured motorist coverage available. The new coverage provides drivers up to the full limits of their uninsured/ underinsured motorist protection, over and above what the at-fault driver‘s liability coverage. Traditional uninsured/ underinsured motorist coverage only pays out the difference between the at-fault driver’s liability coverage and your own coverage.

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