::Guest post from Cassi who blogs at The Fitness - TopicsExpress



          

::Guest post from Cassi who blogs at The Fitness Failure:: About a year and a half ago, my husband purchased Dave Ramsey’s Total Money Makeover and it drastically changed our lives. We learned how to budget our money and save money by using cash. Our first decision was to implement the envelope system! We had tried using cash to pay for groceries in the past but inevitably we would turn to the debit card when we went over. We solved this problem by purchasing an inexpensive calculator that I could use to keep track of our total as we shopped so that we would not go over. I learned to take my time shopping and pay close attention to prices. The longer I used the envelopes, the easier shopping became. I also realized another added benefit to the envelopes — they held my coupons that I needed for any given shopping trip and eliminated the possibility that I would forget my coupons at home. Since switching to cash we have reduced our grocery bill by over $150 per month. Heres more details on how we did that --> bit.ly/UV1m0g
Posted on: Mon, 04 Aug 2014 12:30:01 +0000

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