HOT TOPIC!!! FHA Trims Waiting Period for Borrowers Who - TopicsExpress

HOT TOPIC!!! FHA Trims Waiting Period for Borrowers Who Experienced Foreclosure The FHA is reducing the amount of time a borrower must wait in order to receive an FHA-insured mortgage, according to a new mortgagee letter from the Dept. of Housing and Urban Development. Currently set at three years, the FHA now allows eligible borrowers to receive an FHA-insured loan in as little as one year. Eligible borrowers include those who experienced unemployment or other severe reduction in income and were unable to make their monthly payments, and ultimately lost their homes to a pre-foreclosure sale, deed-in-lieu, or foreclosure. C.A.R. article

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